Find an adviser with your AI assistant

Free guides and tools for English speakers in Germany, and introductions to licensed financing and insurance experts, and to financial planners, who work in English. Your assistant can help you choose the right area and prepare your request. You review it and confirm your email.

What Plain Finance offers

We introduce clients to licensed professionals who work in English. Requests and the first conversation are free. You pay us nothing. Financing experts, insurance experts and financial planners: if you go ahead with them, they may pay us a referral fee. What they pay never decides who your request goes to. Any paid work is agreed directly with the professional.

  • Listed areas are accepted intake categories, not a live availability directory.
  • We don't give advice or recommend a product, lender or insurer. Your name and contact details go only to whoever takes on your request, and to no one else.
  • Financing experts, insurance experts and financial planners: we pass it to one financing expert, insurance expert or financial planner who fits. Only they get your contact details. If they can't take it on, we tell you.
  • Submitting a request does not appoint anyone: a professional still has to take it on.
  • Do not include health details in the description, and send no documents: we never collect them.

Service terms · Privacy policy · Who operates Plain Finance

Choose the area that fits

Each link opens a form with that area selected.

Prepare and review your request

Have your name, city, email and phone number ready, along with the money area, urgency, and your residence and work situation. Rough numbers are optional. Please leave out health details, and don't send documents.

  1. Ask your assistant to help organize the facts. Check that the details are accurate.
  2. Open the relevant intake form, review the privacy policy and submit when you are ready to share your request.
  3. Enter the six-digit code sent to your email. Processing starts only after verification.
  4. Follow progress using your private request link. A submitted request is not yet an accepted match.

For agent developers

The public JSON service catalog includes current form requirements, choice values and intake URLs. An OpenAPI document describes that read-only endpoint. A text index links to our public content.

Intake works through standard HTML forms, including without JavaScript. There is no public submission API or MCP server. The catalog does not expose client records, adviser contact details or real-time availability.

  • Choose the money area that fits and open its intake_url: each asks the few questions its professionals need. Only the listed areas are open for now, and there is no general intake.
  • Mortgages (the homepage form: buying a home, buying to let, refinancing) ask where the client is, and their price, savings and income as ranges, never exact figures.
  • Have the client review the details and authorize sharing them under the linked privacy policy before submitting.
  • Use the rendered form and its CSRF cookie/token.
  • Never put personal details, case descriptions, documents or verification codes in URL query parameters.
  • Submit once, then have the client enter the email verification code on the returned page.
  • A successful submission awaits email verification; verification starts processing, not a confirmed match.
  • Keep private status links and verification codes private; use the request page for progress.

Use the form as rendered, including its hidden fields and CSRF token. Existing rate limits and email verification apply to assisted requests too.