Fixed rate ending? Find a financing expert who speaks English.

Your bank's renewal offer is one option. A licensed financing expert who works in English compares it with other lenders and a forward loan.

  • Your bank's renewal compared with other lenders
  • A forward loan, if your rate ends within the next few years
  • In English, with the papers explained
Start →

Confidential · Free for you

What do you need?
When does your fixed rate end?
What's left to repay
Household net income a month
Anything the financing expert should know? (optional)

We'll check in with you after 30 and 60 days to make sure the hand-over worked. One click stops it.

We introduce you to one financing expert who works in English. By sending you agree to our Terms. How we make money

Read this first

Your fixed rate is ending. How renewing, switching and forward loans work.

Common questions

Well before the fixed rate ends. Forward loans can be arranged years ahead, and comparing offers, getting a valuation and moving the land charge all take time.

There are costs, mainly for moving or re-registering the land charge (Grundschuld) with a notary and the land registry, but they are usually small next to a difference in rate over years. A financing expert can put the two side by side.

No. We explain your options and introduce you to a financing expert who works in English. They compare offers from many lenders with your bank's renewal; you decide.

The guides and tools are free, and you pay us nothing. Financing experts: the bank pays them a commission when you take out a loan. If you go ahead with them, they may pay us a referral fee. What they pay never decides who your request goes to.

Also with Plain Finance

Mortgages → Buying to let →Financial planning →