Buying a flat to let in Germany? Find a financing expert who speaks English.
Tell us where you are in a few taps. We introduce you to a licensed financing expert who works in English, goes through the numbers with you and compares lenders for a property to let.
- Loans for a flat you rent out, compared across lenders
- The numbers gone through with you: rent, interest, depreciation, tax
- In English, from the first call to the notary
Confidential · Free for you
Common questions
Yes. A sale doesn't end a lease: you step into it as it stands, with its rent, its terms and the deposit (§§ 566, 566a BGB). Moving in yourself takes a notice for your own use, which the law limits. Step 3 goes through it.
That depends on the price, the location, the rent you can actually charge under local rent control, and the financing. Run the numbers yourself first: step 1's calculator shows the yield, the cash flow and the depreciation on your own figures. A tax adviser (Steuerberater) can tell you how the rent would be taxed for you.
At your personal income tax rate, on what's left after the interest, the costs you can't pass on to the tenant and depreciation, declared on the rental form (Anlage V) of your tax return. A loss counts against your other income. A sale within ten years of buying is taxed too (§ 23 EStG).
Often yes, but banks are stricter for investment properties than for homes, and stricter again on some residence permits. Comparing lenders matters even more here, and that's what a financing expert does.
The guides and tools are free, and you pay us nothing. Financing experts: the bank pays them a commission when you take out a loan. If you go ahead with them, they may pay us a referral fee. What they pay never decides who your request goes to.